CareCredit is a healthcare credit card designed for your health, and wellness needs. It's a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. CareCredit is accepted at over 225,000 providers nationwide for LASIK and Vision Care, Cosmetic and Dermatology Procedures, Dentistry, Veterinary, Hearing Care and other specialties. CareCredit is now also accepted at select retail locations.* For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.
How do I Apply for a CareCredit Credit Card?
The easiest and fastest way to apply for CareCredit is to use this link. You will get the credit decision within seconds and, if approved, you can use your account right away.
You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone. Applicants by phone must have written copy of the credit card agreement before proceeding, which can be printed from carecredit.com or they can obtain from their provider.
In addition, you can apply in person at more than 225,000 healthcare provider locations that accept CareCredit. We do not accept applications via fax or email.
Why are there different interest rates on the CareCredit credit card application?
The standard Cardholder's APR is 26.99%. Your account's APR may be different. Existing cardholders should see their credit card agreement for applicable terms. The Minimum Interest Charge is $2.
Our No interest if Paid in Full Within 6, 12, 18 and 24 month financing options (sometimes called Deferred Interest) let you pay for purchases of $200 or more with minimum monthly payments made throughout the duration of your promotional period. Interest accrues during the promotional period but will not be charged if you pay your balance in full by the end of the promotional period.*
Our Reduced APR special financing options of 24, 36, 48, and 60 months are for larger purchase amounts, letting you make monthly payments with a reduced, interest rate over the duration of your promotional period. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60 months offer with a 17.90% APR.
When will I receive my first CareCredit bill?
You will receive your first billing statement within 30 days of making a purchase with your card.
Questions about CareCredit Call us.
Insurance companies can often be delayed in updating their in-network information. If you have questions about your in-network coverage with My Friend's Dentist call or text us at 910-399-1127.
My Friend’s Dentist, based in Wilmington North Carolina, is an award-winning Wilmington dental practice that provides general, cosmetic and speciality dental services including implants and dental sleep medicine to patients of all ages. Widely recognized for its office design and patient friendly approach to dental care, My Friend’s dentist publishes its procedure prices, offers savings through its dental membership plan and focuses on a collaborative approach to prioritizing care with patients.